About Us

Yutz Merkle Insurance Agency, Inc., was founded as the Yutz Insurance Agency in 1955 by Herbert Yutz of East Stroudsburg. The agency was operated as a sole-proprietorship until 1982 when it was acquired by Richard O. Merkle. Mr. Merkle renamed the agency the Yutz Merkle Insurance Agency, Inc. at the time of the acquisition. On January 1, 1996, James J. Honochick purchased the agency. Since that time the agency has retained its name and operation as a corporation.


Yutz Merkle Insurance (YMI) is an independent insurance agency representing many insurance companies. Our sales team will review your current insurance program and make suggestions to improve your protection and manage your costs. Our service team will assist with adjusting your protection to the changes in your life. We can match you with an insurance company that will provide the greatest value and peace of mind.

Yutz Merkle Insurance (YMI) is licensed to sell insurance in Pennsylvania, New York, New Jersey and Maryland. Not all products or carriers are available in each state.

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An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Yutz-Merkle Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

June 28th, 2016 by Yutz-Merkle Insurance Agency